TAX-B-GONE.COM
TAX-B-GONE.COM
Attorney Larry Heinkel, Esq. | 40+ Years Tax Bankruptcy Law | Admitted to U.S. Tax Court | AV Preeminent Rated
For Taxpayers Who Owe the IRS $25,000+
You Worked Hard.
You Played by the Rules.
And the IRS Won't Stop Coming.
There's a legal way to eliminate your tax debt — but only if you understand the timing rules most attorneys have never heard of.
Instant digital download. Printed edition temporarily sold out.
🛡️ Lifetime Guarantee — If this book doesn't change what you know about tax debt, call Larry directly.
You're Not a Criminal. You're Not a Deadbeat. So Why Does It Feel Like You're Being Punished?
You hit a rough patch. A failed business. A bad year. A divorce. Life happened — and the IRS kept the meter running...
Maybe you've already tried to fix this. Your Offer in Compromise got rejected. Your installment agreement was unaffordable. Your bankruptcy attorney said "taxes can't be discharged."
They were wrong. But here's why they said it:
They're not tax bankruptcy attorneys. They don't understand discharge rules. They can't execute it. They can't profit from it. So they don't tell you — because they don't know.
Before You Spend Thousands, Spend $19.95
Compare your options. Then decide.
| Tax Relief Company | DIY / General Attorney | This Book ★ Best Value | |
|---|---|---|---|
| Cost | $5,000 – $15,000 upfront | $1,500 – $5,000 | $19.95 |
| Who Does the Work | Sales reps, junior staff | Attorney who doesn't specialize | You — guided by 40+ years of expertise |
| Bankruptcy Knowledge | None. Can't represent in court. | Limited. Most miss timing rules. | 3-year, 2-year, 240-day rules in plain English |
| Risk | High. Pay upfront, hope for results. | Medium. May miss critical timing. | Near-zero. Lifetime guarantee. |
You don't need to hire anyone yet. You need to understand the law first.
The Risk No One Warns You About
If you file bankruptcy even one day too early, your IRS debt survives the bankruptcy.
The bankruptcy code has three specific timing rules that determine whether your tax debt can be discharged:
The 3-Year Rule
The tax return must have been due at least 3 years before you file bankruptcy. Extensions count.
The 2-Year Rule
You must have actually filed the return at least 2 years before your bankruptcy filing date.
The 240-Day Rule
The IRS must have assessed the tax at least 240 days before you file. Tolling events extend this.
Miss any one of these — even by a single day — and the tax debt is NOT discharged. You've used your one shot at a fresh start, and you still owe everything.
And there are tolling events — prior bankruptcies, Offers in Compromise, CDP hearings — that pause these clocks without you knowing. Most attorneys don't even check for them.
That's why I wrote this book.
Why Most People (And Many Attorneys) Get It Wrong
The IRS Account Transcript — the document that holds every answer — is written in their code.
Code 150. Code 300. TC 520. TC 971.
If you misinterpret a single date, your entire discharge calculation is wrong. I've been reading these transcripts for 40+ years. I still see experienced professionals make these disastrous mistakes.
This book explains every rule, every code, every trap — in plain English.
YOUR GUIDE
Meet Larry Heinkel, Esq. — The Country's Leading Tax-Discharge Attorney
For 40+ years, Larry Heinkel has focused on one thing: helping taxpayers legally eliminate IRS debt through bankruptcy. He's not a tax relief company. He's not a call center. He's a licensed attorney who has spent his entire career mastering tax discharge law.
40+ years exclusively practicing tax bankruptcy law (since 1983)
Admitted to practice before the U.S. Tax Court
Martindale-Hubbell AV Preeminent rated
Author of "How to Eliminate Tax Debt via Bankruptcy"
Creator of TaxDischargeDeterminator.com
Has helped clients discharge millions in IRS debt
If there's a mistake you could make in tax bankruptcy, I've seen it — and I've spent 40+ years making sure my clients don't make it.
— Larry Heinkel, Esq.
What You'll Learn in the Book
(And What the Internet Won't Tell You)
The 3 Timing Rules
3-year, 2-year, and 240-day rules explained in plain English with examples.
The Tolling Traps
Prior bankruptcies, OICs, and CDP hearings pause the clock without you knowing.
How to Read Your IRS Transcript
Codes 150, 300, TC 520, TC 971 — decoded and explained.
How Bankruptcy Can Clear Your Tax Debt
Which tax debts CAN be discharged — and which can't. Plus: credit cards, medical bills, personal loans.
What Happens to Your Assets
How exemptions protect your home, car, and retirement. Reaffirmation agreements explained.
The #1 Mistake
Filing one day too early = discharge denied. Learn how to calculate your safe filing date.
What's at Stake for You and Your Family
If You Take the Right Step
IRS tax debt legally eliminated by the court
Wage garnishment stops
Federal tax lien released — credit recovers
Home, car, and retirement protected via exemptions
You keep 100% of your paycheck
A fresh start your family deserves
If You Do Nothing
Wage garnishment continues — 25% of every paycheck
Bank levies drain your account without warning
Federal tax lien destroys your credit
Penalties and interest compound at 7-8% per year
Can't buy a home, start a business, or retire
The IRS has 10 years. They're patient. You can't be.
A Simple 3-Step Path to Finding Out If Your Tax Debt Can Be Eliminated
1
Start With the
Book
Order “How to Eliminate Tax Debt via Bankruptcy” for just $19.95.
Inside, you'll learn the 3-year, 2-year, and 240-day timing rules that determine when tax debt can legally be discharged. These rules are rarely explained clearly — even though they determine whether your IRS debt can be eliminated.
This short guide breaks them down in plain English.
2
Discover Whether Your Debt May Qualify
As you read, you'll start recognizing the key timelines that apply to your own situation.
Many readers realize for the first time that some of their tax debt may actually qualify for discharge — depending on when returns were filed, when the IRS assessed the debt, and other timing factors.
The book shows you how the rules work and how to recognize them.
3
Decide What Makes Sense for You
Once you understand the rules, you’ll be in a much stronger position.
Some readers realize their tax debt may actually qualify for discharge and decide to explore their options. Others discover exactly which timing rules still need to pass and can begin planning for that moment.
Either way, you'll walk away with something most taxpayers never have — a clear understanding of where you stand and what your next move could be.
Right now, the first step costs just $19.95 — and you can finish the book in an afternoon.
Real People. Real Relief. Real Fresh Starts.
Real People. Real Relief. Real Fresh Starts.
Now if we did not convince you, maybe a few words from our clients will!
“This book saved me from filing 47 days too early. It saved me $31,000.”
— Jennifer M., Phoenix
“The tolling explanations alone were worth 100x the price.”
— Robert K., Jacksonville
“I’m a CPA and learned things I never knew.”
— Michael T., San Diego
“I avoided paying $10,000 to a tax relief company thanks to this book.”
— Sarah L., Houston
“This book saved me from filing 47 days too early. It saved me $31,000.”
— Jennifer M., Phoenix
“The tolling explanations alone were worth 100x the price.”
— Robert K., Jacksonville
“I’m a CPA and learned things I never knew.”
— Michael T., San Diego
“I avoided paying $10,000 to a tax relief company thanks to this book.”
— Sarah L., Houston
A Message From Attorney Larry Heinkel
"I've spent 40+ years helping people just like you eliminate IRS debt through bankruptcy.
This book puts that knowledge in your hands for $19.95."
You’re Not Buying a Book — You’re Buying
Your Second Chance
You’re Not Buying a Book — You’re Buying
Your Second Chance
You'll get clarity. You'll get a proven framework. You'll get a path forward — without risking a dime on representation you're not sure you need.
Larry Heinkel, Esq.
Tax Bankruptcy Attorney | 40+ Years
Author, "How to Eliminate Tax Debt via Bankruptcy"
Not Ready to Buy? Download Chapter 7 Free.
Chapter 7 covers the 3-Year, 2-Year, and 240-Day Rules — the section that changes everything. Get it now, free.
No spam, no BS. Just the chapter — and one email from Larry about what to do next.
Frequently Asked Questions
Don't I lose everything in bankruptcy?
No. Exemptions protect your home, car, retirement accounts, and personal property. The book explains how — and when reaffirmation agreements let you keep secured property.
I've been told taxes can't be discharged. True?
One of the most expensive myths in bankruptcy law. Income tax debt CAN be discharged — but only if specific timing conditions are met. Most attorneys don't understand these rules.
Will I get a physical copy?
You'll receive an instant digital download (PDF). The printed edition is temporarily sold out — new copies expected within 4-6 weeks. We'll notify you by email when available.
Is there a guarantee?
Yes — a lifetime guarantee. If this book doesn't change everything you thought you knew about tax debt and bankruptcy, call Larry directly and he'll answer any question you have personally.
What if bankruptcy doesn't work for me?
The book helps you understand whether your debt qualifies BEFORE you spend thousands. If timing rules don't work in your favor, you'll know — and you'll understand why.
But here’s the good news: there are other options.
Who is Larry Heinkel?
A licensed attorney who has practiced tax bankruptcy law exclusively for 40+ years (since 1983). Admitted to U.S. Tax Court. AV Preeminent rated by Martindale-Hubbell. Author of the book you’re reading about.
Still wondering whether your IRS debt can be eliminated? This book teaches you exactly how the timing rules work.
Tax-B-Gone is a program of Heinkel Tax Law Group, LLC.
Copyright © 2026 Tax-B-Gone.com | All rights reserved | Privacy Policy and Terms of Service